Alliance Bank is proud to announce that it is offering its customers the lowest personal loan interest rate in the market at only 4.99% per annum. This offer is available now with flexible financing tenure up to 7 years, no guarantor or collateral needed, and fast approval within 10 minutes.
Applicants must meet the minimum criteria of RM3,000 gross monthly income (or RM36,000 p.a.), age not more than 60 years old by the loan maturity time and a minimum 21 years old by loan application submission time. Repayment can be conveniently done via AllianceOnline with low monthly instalments and zero processing fee or early settlement fee charged.
This exclusive offer from Alliance Bank presents an opportunity for customers to get the best deal on personal loans without having to worry about extra costs and complicated requirements.
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Benefits
- low monthly instalments
- flexible financing tenure (up to 7 years)
- ZERO processing fee
- ZERO early settlement fee
- no guarantor or collateral required
- fast approval in 10 minutes
- easy repayment via AllianceOnline
- CashFirst Balance Refinancing – consolidate up to four credit cards and/or personal loans into one single monthly repayment plan (T&C apply)
Eligibility
- minimum gross monthly income – RM3,000 (or RM36,000 p.a.)
- minimum 21 years old and not more than 60 years old by the loan maturity time
- Malaysian OR permanent resident working and residing in Malaysia
- Malaysians working in Singapore but residing in Malaysia will be considered
Fees and Charges
- processing fee – no charge
- early settlement penalty – no charge
- late payment fee – 1% p.a. on instalment amount overdue
- stamp duty fee – 0.5% on total loan amount
Disbursement account particulars
- refers to a copy of the first page on your bank statement / passbook of disbursement account, with the applicant’s sole name
