Shopee Pay Later Activation Method


SPayLater is Shopee’s Buy-Now-Pay-Later payment method. You can make a purchase immediately and pay for it next month, or as instalments across a few months. 

You also have the option to spread out your repayment to 2 months, 3 months or 6 months (selected users) with a small processing fee of 1.25% of the total order amount.

Interest rates and fees depend on your preferred payment plan:

Payment plan Interest rates Late payment fee
Pay within following month 0% 1.5% per month on overdue amount
2-month instalments 1.25% per month on Total Payment/ Order amount
3-month instalments
6-month instalments

Access SPayLater by going to the Me tab > SPayLater



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